Hear it from the other side of the aisle. At one point, I was in your exact position as a guy, and I gassed myself up into thinking that losing it would make me cooler or more of a man. I went home the night I lost it and I was miserable for days. It’s not worth it, hang onto your virginity I promise you it will be so much better with your spouse
That’s definitely a factor. Lots of folks run the risk. It’s good to have an adult conversation with someone about their history & STDs before sleeping with them though. I do promise you it’ll be better with someone you love and who loves you, at least for your first time. Also helps make that conversation less awkward