Ask Women on Yik Yak | Saving money tips!?!?!? I’m so broke

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Ask Women 13w

Saving money tips!?!?!? I’m so broke

Anonymous 13w

Saving or making money? Do you have a j o b ?

Anonymous 13w

If you know you don’t need the money for 6 months or 1 year, like if you’re saving up for a car, put it in a CD. if you need access to the money for emergencies put it in a savings account (try to find one with a high APY)

Anonymous 13w

Stop doing unnecessary spending. Unless you absolutely need it, don’t buy it. Start putting money aside every paycheck once you’ve paid bills off

Anonymous

#1 13w

Do food delivery for a couple more weeks then I’ll have job

Anonymous

OP 13w

So you have money, but you need advice for how to cut corners?

Anonymous

#1 13w

I don’t have much money

Anonymous

#1 13w

So yahhhhh

Anonymous

#2 13w

and then don’t transfer it out if it’s not an emergency and try to add like $5 a month to it or something

Anonymous

#2 13w

if you don’t know what a CD is (the account not the music disc) I can explain but if you do then cool

Anonymous

#2 13w

I need to pay for school and a bill of mind

Anonymous

#2 13w

Up to 815$ to pay off

Anonymous

#2 13w

For reference I have the app oportun too to help for savings

Anonymous

#2 13w

Jsut so mfing broke

Anonymous

OP 13w

track where all that money goes. Make an excel sheet. Figure out where the unnecessary spending is and cut it. Like if you notice you spend $50 a week on McDonald’s stop going to McDonald’s and buy some chicken nuggets from the grocery store.