Credit cards when I was trying to survive for almost a year trying to find a job after graduation and 5k of student loans. The thing is the two memberships are for my dad and sister. My dad is old so I don’t want to cut his. The other more expensive ones are mine and my gfs. It has a pool and not a place within a 10 mile range that has one. I drive a Honda civic 2018. I drive 94 miles(47 one way) weekdays. So full tanks gets me 5 days. Gas is anywhere from 4.20-5.40 around here.
That is what I do lol. I do meal prep. Food for the week usually costs 100. About 3-4 times a week I eat out for lunch like Erik’s deli or in n out. I do live with someone, my gf. But she doesn’t really eat as much as I do. I’m pretty active and workout a lot so I tend to get hungry.
Okay yeah it’s definitely not the job. You need to either find something closer or move closer to your job. Also why are you paying for you sister and dad to go the gym. If you’re struggling tell them you can’t pay for it. If you and your gf membership is actually too much you might have to live without the pool. Can’t have nice things if it’s going to make you struggle. Also damn gas is like $3 where I’m at so maybe you need to move if cutting things and the other stuff i suggested doesn’t work
Closer? To Silicon Valley? Where rent is like +500 to +2500 more than what I pay for my apartment? No way not with this salary. Bc my dad isn’t young like a lot of ppls parents that are like 40-60 years old. They’re in their 70s so ya I want that man to exercise to keep him around as much as possible. But you got a point gotta tell my lil sis to pay up. Yeah might have to give up my membership but definitely keeping my dads I rather be without internet than give that up. $3?!
Okay I saw some of the other context and being in Cali the prices make more sense. I will say it’s kind of a numbers thing that you’d have to sacrifice something to make more breathing room. I understand keeping your dads gym but that would mean to make cuts it might have to come at either you, your gf, or sis membership and reducing the deli and in n out to making sandwiches/meals that can be packed for lunch. At least based on the info given this is the best cuts I can think.