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Got approved for my first credit card I’m pretty good with managing my money but I’m still scared I’ll suddenly go into debt
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Anonymous 12h

Hi OP, you can get more credit cards and basically get 5% cash back on any expense when you look at the terms. Categorize your expenses and you’ll find you can get a lot of them 5% with key credit cards. I know one from Kroger that gives you 5% cash back anything Apple Pay that can be used for what credit cards don’t offer cash back.

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Anonymous replying to -> #1 12h

The catch is that such cards like Kroger limits 3k a year on what can be gotten in cash back but one can get more than one card from them for the same terms. That means you get 9k expenses that gives you 5% cash back which is $450 back.

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Anonymous replying to -> #1 12h

Ty for the advice!!

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