Confessions on Yik Yak | To you, a credit card is something poor people use to buy things they can't afford then they owe massive interest. To me, a credit card is basically a debit card that pays me to use it. You shouldn't have a credit card if you don't understand the latter

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Confessions 19h

To you, a credit card is something poor people use to buy things they can't afford then they owe massive interest. To me, a credit card is basically a debit card that pays me to use it. You shouldn't have a credit card if you don't understand the latter

Anonymous 19h

I pretty much exclusively use my credit card at this point. I actually feel like I spend less using it for whatever reason. Plus, I’m building credit, getting cash back, and other bonuses depending on the card. I only use my bank account directly if it’s for rent, Venmo, or getting cash

Anonymous 12h

It served Wimpy well……

Anonymous 15h

Bro is just discovering leveraging credit cards 😂😂😂😂😂

Anonymous 15h

Don’t get too much of a heavy head brotha vast majority of people that aren’t low income know this “life hack”🤣🤣🤣🤣

Anonymous

#2 14h

Over 100 million Americans can't afford to pay off their credit card balances each month. About 50% of Americans are in credit card debt. The "vast majority" of people don't know this "hack". It's not about having a heavy head, it's saying if you don't know how credit cards work then don't get a credit card

Anonymous

#2 14h

What do you quantify as low income because the median household income (not individual, household) is only like $60k

Anonymous

OP 14h

Yeah brotha the wealth gap has already began to irreparably separate since the eighties and was solidified by ‘08 Study up buddy🤣🤣 But fr still don’t think you’re hyper intelligent u prob let ai build up your ego or some shit. Best of luck with your future ventures you sound pretty smart just don’t let your head get big. 👍 good luck

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Anonymous

#2 14h

What actually is your problem lmao like what are you even talking about and why are you so pissy