Anonymous #6 12w

I usually do a 70/30 ratio of saving and spending and I try to only use cash.

70

Anonymous #12 12w

i put half my paycheck into my savings the second it hits my bank account and i don’t take anything out of my savings. obviously that’s a little extreme but you could choose a much lower percentage like even 10% or 20% into savings. it will rack up a lot quicker than you think. u can also just always keep ur checking at a certain maximum like $500 so if u end up with over that, move it to your savings. then u can only spend that amount for the pay period or month or whatever u decide.

32

Anonymous tiredandoverit 12w

a new computer!

9

Anonymous #25 12w

THANK YOUU

7

Anonymous #13 12w

thank youu

5

Anonymous #16 12w

ahh!! I believe in you!!

17

Anonymous #18 12w

seems suspicious but if you say so!

21

Anonymous #12 12w

I dont download shopping apps so I have to use the website if I really want something! the only like really big interest I have requires me to go in stores to buy it and there aren’t really any stores for it where I live lol

14

Anonymous #11 12w

I have one hehe I’m buying a new computer!!

12

Anonymous #9 12w

THANK YOUU!!

10

Anonymous #15 12w

I believe in youu!

3

Anonymous #19 12w

I work evening/overnight weekend shifts so I get differential pay lol I don’t really have any big really expensive interests and I’m not a big shopper in general. Most of the stuff I have is secondhand and my electronics are all older versions. I dont really buy a bunch of small things. I usually save up and make one big purchase for something I really want

16

Anonymous #7 12w

don’t scroll through shopping apps or interact with shopping content on the internet tbh. also don’t sign up for texts or emails from brands or websites. you can’t want it if you don’t know it exists! most of the stuff I own is secondhand. you also definitely do not need the newest version of electronics. I still have an Xbox 360 and Wii that work great lol my computer is 5 years old now and I can still run new games on it, I’m only upgrading cause I have the money to get what I really want now!

45

Anonymous OP 12w

also I don’t buy a bunch of little things throughout the year. I save up for one big purchase that I really really want

24

Anonymous OP 12w

I also don’t scroll through shopping apps/websites or sign up for texts or emails from them. I don’t watch content about people buying things so tbh I don’t even know what gets released lol. a lot of the clothes I have I’ve had since I was in like 9th grade 💀 and whenever I want something I let it sit for a long time before buying it and most of the time I end up not wanting it anymore

14

Anonymous OP 12w

Nice, do it before the prices go up even higher 😭

12

Anonymous #17 12w

Slowly but surely

3

Anonymous #9 12w

I don’t think it’s extreme. I actually put my whole paycheck into savings and then I just keep $200 on my card at a time and I don’t allow myself to move any money out of my savings unless my checking drops to $50 or unless I absolutely have too. And I try to be super disciplined throughout the month on what kind of stuff I’m actually buying.

13

Anonymous OP 12w

🫶🏼

11

Anonymous #31 12w

oh i KNOW ur savings look good. i need to get more like you. maybe i’ll redo my budget today. u’ve inspired me.

8

Anonymous #28 12w

me. it’s a 2016 Kia lol it wasn’t that expensive at all but it’s great on gas and it saves me a lot of money 🤞

13

Anonymous #33 12w

Girl how fucking old are you

21

what does this even mean lmao

23

Anonymous #30 12w

quirks eyebrow 🤨

9

Anonymous #26 12w

ugh I know 😭 I’m hoping to get it soon !

1

Anonymous #9 12w

Hahaha it definitely does take some self discipline and like re wiring of your brain! So give yourself some grace if you can’t follow it right away!! But I think you should definitely try it :)

5

lol you're a hater just like me

-3

Anonymous OP 12w

Kia’s have that issue with not having an immobilizer so the older ones are easy to crank without the correct key

6

Go ahead and downvote me but insurance ain't gonna pay for it with downvotes

0

Anonymous #3 12w

I have car insurance so… it will…

6

Anonymous OP 12w

I respect you sm

3

Anonymous #33 12w

50k?!??

1