bleu_bunny on Yik Yak | Real talk: anyone dealt with financial abuse? I’ve tried leaving my horrific family so many times I just keep getting dragged back cause they control everything. No matter what I do at the end of the day they hold my ability to have basic human needs met.

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LGBTQIA+ 13w

bleu_bunny

Real talk: anyone dealt with financial abuse? I’ve tried leaving my horrific family so many times I just keep getting dragged back cause they control everything. No matter what I do at the end of the day they hold my ability to have basic human needs met.

Anonymous 13w

lowkey i have been in this situation, and saving money somewhere they don’t have access to and working your own job until you can just run away and cut them off

Anonymous 13w

I called my bank and set up a savings account my fam didn’t know about and started putting money in there. I made sure that the separate savings account was named the same as the account my family could see so that my bank statement wouldn’t be immediately sus. Then I opened accounts with Capital One, and transferred the money from the secret savings account to my capital one accounts (checking and saving). I did this over the past 5 years.

Anonymous 13w

I used to get paid in cash and my parents would take it for “rent” or “repayment for XYZ” or whatever else excuse when I was a (minor) teenager. Now I’m an adult with my own bank accounts and it’s sooo much easier. They don’t even know how much money I make and it all goes in there.

Anonymous 13w

yes, but the partner i had drained me of my finances and forced me to take a title loan out when i had a car.

Anonymous 13w

I’m in that same boat I moved out and did the things but my mom has access to my bank account bc she had to co-sign for it when I was younger and she’ll just take out money whenever she wants it’s hard to survive as broke college student find a way to cut them off and quickly bc they will rob you till you have nothing left

Anonymous 13w

My mom is a CPA so I trusted her to do my taxes and handle my finances because I’m also autistic. She stole tax refunds, student loans, and money from a joint checking account I used since I was a minor. It was about $7,000. I eventually completely closed that checking account and opened a new one at a brand new bank. I’ve been free from her for years, and it feels so good

Anonymous

#3 13w

I only moved $100 dollars increments to the secret savings account irregularly, but monthly; I also talked with my bank and let them know of the situation (I was over 18, but my original accounts were student accounts with parental controls), and the teller helped walk me through how to do this. I made sure to get a high yield savings account via capital one, so I could earn interest in the savings I moved there.

Anonymous

#3 13w

I also got approval from my abusers to open up a capital one credit card (different login info from the checking/savings accounts!- call capital one to set this up), and I out my monthly bills on my credit card and paid it off each month to build credit while also disguising any accidental payments to my other capital one accounts since it all just says “Capital One” in the bank statement along with the account numbers, and my abusers never paid enough attention to notice the different accounts)

Anonymous

#3 13w

I also saved a ton of cash from work and odd jobs, and deposited it privately into my secret accounts. I also used Ibotta and Fetch to get cash back on my grocery bills, and I cash out yearly (approx $150 for each app) via visa prepaid cards.

Anonymous

#3 13w

I also informed trusted friends and loved one’s of the situation so if they wanted money to be given to me, it had to be given to me directly and privately. I also tracked and documented everything!! So that if my abusers ever steal over $1k from me, I can take it to the police and bank and show a pattern of behavior.

Anonymous

#3 13w

Be aware that you can’t just pull money out of your savings daily- there is a limit for security purposes and it varies per bank. Also be aware of overdraw fees. I also used to purchase money orders at Walmart (so my bank statement looked like a grocery trip), and then cashed the orders at the bank and put it into my secret savings account. I also worked a lot, and let my supervisors know of my situation so that they would spilt direct deposit pay between accounts (I kept my pay stubs secret)