Also steps basically are 1. Find a place to give you hormones 2. Talk to them about pricing and stuff 3.decide if you want shots/gel/other. Shots and gel are the most common forms of testosterone hrt but there are definitely more. I started on shots and moved to gel. I have no insurance but go to a no cost clinic in mass. I pay out of pocket for my t. Five months ago it was 25 bucks for a month of shots, and 60 for two months of gel. So about the same, but some places gel can be more.