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Rate my investment portfolio (I'm a beginner with some excess cash flow and aware that I'll make mistakes): 1 Share VEA, 1 share SMH, 1 share IBM, 2 shares PLTR, 11 shares SCHD, 1 share VOO, 4 shares XUS
#poll
Terrible, start over
Fair
Good start, keep going
Excellent
62 votes
upvote 2 downvote

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Anonymous 3w

Great start, though most of these are ETFs for long term plays, not bad but if you want higher returns, try adding a higher risk stock. (META, NVIDIA, etc.) also look into utility & healthcare ETFs, they tend to be quite resilient to tariffs, which is relevant to the current macroeconomic trends.

upvote 5 downvote
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Anonymous 3w

Why SCHD?

upvote 1 downvote
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Anonymous replying to -> #1 3w

Dividend ETF, I’m guessing high yield, plus stocks that give high dividends are often stable, due to more people being long term investors.

upvote 5 downvote
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Anonymous replying to -> #2 3w

They should be maximizing growth and save cash flow for later once they have decades of compounding.

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Anonymous replying to -> #1 3w

There’s no point in “saving” unless it’s a HYSA. ETFs will give higher returns on average than inflation rotting it in a bank account but I see what you’re trying to say. 👍

upvote 1 downvote
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Anonymous replying to -> #2 3w

“If you want higher returns try adding a higher risk stock” thats not necessarily how it works 😂 stock picking should be left to those who have time to understand the investment they are making

upvote 2 downvote
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Anonymous replying to -> #2 3w

Reading comprehension is an important thing reread what I wrote

upvote 5 downvote
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Anonymous replying to -> #1 3w

You’re right I should’ve clarified. Statistically, higher risk = higher POSSIBILITY of returns, no guarantee. Depends on individual goals. best practice is checking the Sharpe Ratio of your investments before you enter a position.

upvote 6 downvote
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Anonymous replying to -> #1 3w

Alr bro damn my bad. You said “save” so I assumed you meant savings.

upvote 2 downvote
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Anonymous replying to -> #2 3w

If you would have read it carefully that mistake wouldn’t have been made lmao but all good dw

upvote 6 downvote
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Anonymous replying to -> #1 3w

💔🥀

upvote 5 downvote