Personal Finance on Yik Yak | At 20 years

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At 20 years

111 upvotes, 14 comments. Yik Yak image post by Anonymous in Personal Finance. "At 20 years"

14

111

Anonymous 4w

Can’t relate💀🥲

8

Anonymous 4w

I have 800 at 21

6

Anonymous 4w

I’m at 655

6

Anonymous 4w

705 here @ 20

4

Anonymous 4w

That’s pretty good. I didn’t get my first credit card til 22 and I’m at 754 on my fico 8

2

Anonymous 3w

How long did that take you? I’m 722 at 20 but I opened my first credit card back in March

1

Anonymous

#3 4w

Swag

1

Anonymous

#4 4w

Manifesting an 830 score for you

8

Anonymous

#6 3w

Personally took me 1 year to go from 705 to 754 but it’s gonna depend on your account age, utilization, and how much credit you have available. Every six months ask for an increase in credit limit if you don’t feel like using multiple cards to boost your limit

1

Anonymous

#1 3w

I’m in school so my income is really low. They did increase my credit limit on its own without me saying anything recently from like 1.3K to 3.5K. I can’t do much for age of account. It hasn’t been six months so I don’t want to open another card yet, and I always keep my statement low or negative by over paying.

2

Anonymous

#6 3w

I’m ngl bro I’m just doing car payments 😭

1

Anonymous

OP 3w

Oh I paid my car in cash

1

Anonymous

#6 3w

Type shi

1

Anonymous

#6 3w

Dog I make 75k a year and I only have a little over 4K on my credit limit 😭

1