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going into my senior year of college, i’ve got $17k in debt, $1300 in a HYS, $500 in a standard savings, $1400 in investments. going to work and save as much as possible, but any advice?
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Anonymous 7w

why not put the $500 in the hys?

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Anonymous 7w

I mean you’re good, finish school get a good job and move on. Nicely done

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Anonymous 7w

How much interest will you have on your debt once you graduate

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Anonymous 7w

Would recommend taking the HyS and investing in market. Given you have large time horizon on your side, I’d invest in market

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Anonymous replying to -> #1 7w

i will eventually, i just need a $500 minimum to keep the standard savings account open

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Anonymous replying to -> OP 7w

Get rid of standard savings accounts. They’re not worth it. Money market funds are better and you can access the money as easily as a savings. (Check out SPAXX with Fidelity). Can even connect it to Venmo

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