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Personal Finance 18w
The “if I can’t buy it cash, I can’t afford it” mentality makes me feel so broke but I know it’s setting me up for financial stability in the future
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Anonymous 18w

You should still use a credit card and just apply the same logic. I was dumb and held out for years because I was scared to have one. Would probably have an 800 credit score by now

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Anonymous replying to -> #1 18w

Yea I have credit cards for everyday expenses and pay them as I go. This was more for bigger and extra expenses

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