i've been investing since i was 16. i've also worked really hard averaging 50 hour weeks. i then save 75% or more of my paychecks since i live with my parents and basically have no expenses. yes it's a cheap lifestyle but i know the hard work i do now will pay off 10 fold in the future. i also don't have much college debt bc of scholarships, transfer credits, and my parents are helping pay for some. i may be considered a cheapo to some people. but i'm able to maintain social and fam connections.