First step is put it in a HYSA 6 months of expenses. Next is putting 7k in a Roth

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HYSA or CD’s at least. Also start investing in a brokerage account. Your banks savings account interest rate is literally less than inflation

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How do you get financially ahead? Risk management. Take what you need for 6mon-2years and put it aside. That’s your basis of fuck you. Goes in a HYSA and forget it, you have instant access. The rest is about finding the right ways to seize opportunities. Socks, crypto, personal loan to your cousin to open a gas station or pizza shop. However you can make a profit any way that understands the risk of loosing your money when you take it, and accounts for that in the rewards.

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