Personal Finance on Yik Yak | need some advice i work 2 jobs one pays 15 the other 14 my car note is 545 how can i save money while paying my car note cuz i always have no money left over

Yik Yak

Download

Join communities on Yik Yak Download

Personal Finance 8w

need some advice i work 2 jobs one pays 15 the other 14 my car note is 545 how can i save money while paying my car note cuz i always have no money left over

Anonymous 8w

Make more per hour, work more hours, or spend less

Anonymous 8w

Reign in discretionary spending. Saying “I don’t make enough and need to be paid more” might be a true statement but it’s not the only answer to your problem. Pay attention to what money you are earning and how it’s being spent. Some people will tell you to create a budget, but that can feel a bit restrictive. My advice would be to think of everything in terms of percentages. If you get paid x amount every two weeks, what percentage of that can you save?

Anonymous

#2 8w

Depending on how many bills you have and/or what your usual monthly outflow is, that percentage might be lower or higher. For me, it was 70-80% because I didn’t have many living costs at home. For you, it might only be 15-20%. That’s okay! Just start paying attention to the numbers themselves and not how you feel about them.