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Should I open brokerage or Roth?
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Anonymous 1w

Open a strippers ass

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Anonymous 1w

Roth. Tax advantaged and can motivate you to save for retirement, because it seems so far away sometimes

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Anonymous 1w

Both. Super easy with Robinhood.

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Anonymous 1w

I believe ira only lets you take out 10k for a first time home purchase so I lean towards brokerage. There are tax benefits to an ira but you can’t make withdrawals in most cases without taking a heavy penalty. Personally id like to have a hefty multiple year’s worth of expenses invested in a regular brokerage in case of an extreme worst case life event.

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Anonymous 1w

Roth, then brokerage if you have more than $7000 to invest

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Anonymous replying to -> #4 1w

You can withdraw $10k in EARNINGS, you can also withdraw 100% of CONTRIBUTIONS any time for any reason. Not that that’s a good idea necessarily, but you can

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Anonymous replying to -> #3 1w

Damn guess I need to max it out next year for my downpayment withdrawal.

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