I make $60k a year, graduated and started working last July. 5% match to 401k, which has around $5k now. $9k in HYSA (4% yield), $10k in stocks (averaging 10%), $3k in bank. My take home after taxes is about $3400 and had roughly $1800 expenses per month. The rest I invested or put into HYSA. Now, I’m living with college friends so my expenses will be about $1000 and I’ll be able to invest more. I follow the r/FIRE principles and live quite frugally.