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Anonymous 20w
Need more context to give relevant advice
5 
Anonymous 20w
Depends
1 Anonymous 
#1 20w
#1 20w22.5k saved, making 78k/yr currently
2 Anonymous #2 20w
#2 20wOn?
3 Anonymous OP 20w
OP 20wWhat you want in life. From a financial standpoint you aren’t necessarily better off either way, so in my opinion it just boils down to what makes you happy.
2