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General 21w
Car insurance is a scam. I pay 900 a year and you can’t even assist with car maintenance or a new battery?!? Why am I paying then?
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11
upvote 31 downvote
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Anonymous 21w

Insurance is really for coverage when you get into an accident

upvote 5 downvote
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Anonymous 21w

A year???? Damn that’s a good rate. I pay like $800 every 6 months. For basic coverage. Not even collision lol.

upvote 1 downvote
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Anonymous replying to -> #1 21w

No accidents on my record, one speeding ticket that has expired in terms of it impacting me, my car is even registered under my mom who has a squeaky clean record to get me a better rate.

upvote 5 downvote
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Anonymous replying to -> #1 21w

My car is registered under my mom and I pay biannually so it’s cheaper than a monthly rate

upvote 2 downvote
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Anonymous replying to -> #2 21w

Right. Replacing normal wear and tear items is the car owner’s responsibility

upvote 9 downvote
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Anonymous replying to -> OP 21w

I also pay twice a year.

upvote 1 downvote
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Anonymous replying to -> #2 21w

True but OPs point is if we’re paying that much it should be used to help cover the car care too. Otherwise it’s essentially money down the drain that you’ll likely never use / need (hopefully)

upvote 1 downvote
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Anonymous replying to -> #1 21w

Exactly like regular oil changes and other maintenance is fine it’s like less than a 100 but my battery dying or something…

upvote 1 downvote
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Anonymous replying to -> #1 21w

That’s kind of the point of having insurance.

upvote 1 downvote
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Anonymous replying to -> #1 21w

Oh then idk. I use state farm

upvote 1 downvote
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Anonymous replying to -> #1 21w

Every year on my birthday it goes down a little

upvote 1 downvote