You shouldn’t pay it off completely but do keep it at or just below 30% before the billing cycle ends if you want to increase your credit score
1
Anonymous6w
Mine is at $2,800 now. It was $3,200 like a month ago. I have to pay grad school app fees but I do have some other streams of income so realistically I could pay most of it off in a month. At least half
1
Anonymous#210w
😘😘
3
Anonymous#310w
it was $2,200💔💔
9
AnonymousOP10w
God bless. I am cooked
3
Anonymous#310w
when i become a sugar daddy, i’ll bless u brother
11
Anonymous#410w
from experience, that does not help
2
AnonymousOP10w
I mean naturally it’s not an overnight fix but from April to today, I was able to increase my score by 80 ish points using it and paying a day or two before the cycle ended
1
Anonymous#410w
usually i don’t have a cc balance, but i j had to pay it off
1
AnonymousOP10w
Fair enough
1
Anonymous#76w
I have a long distance bf so each trip with flights and everything ends up being $500-700 total. With the gov shutdown, issues with flights, him not being able to use his pto for the rest of this year, that money can go towards paying it off instead