planned parenthood!! they operate under an informed consent model (they tell u the effects, u consent to be treated, they prescribe the meds). they accept most insurances, have payment plans, and can usually do telehealth. they're great! there r other informed consent clinics out there as well or u can ask ur primary care physician (if u have one) or campus health clinic. they can prescribe hrt, but if they're not well educated on trans healthcare they'll usually refer u to an endocrinologist.