Anonymous OP 7w

Not necessarily. Mine doesn’t. I’ve been on hrt for months and my mom doesn’t know. You should call your insurance company and ask cause I know it can vary.

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Anonymous OP 7w

you can also ask to self-pay at a clinic and not use/disclose your health insurance. planned parenthood can usually even offer sliding scale fees. then just use a goodrx coupon to help with the prescription costs. it’s definitely possible to access hormones without going DIY, but if money is a problem then you probably need to look for a part-time job first. maybe work-study on your campus?

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Anonymous #2 7w

Yes I did that as well for the first few months!! (Hadn’t met my deductible yet) and I still use GoodRx for one prescription my insurance doesn’t cover. It was honestly comparable to my insurance once I met my deductible but I also live in quite a safe state so your mileage may vary. But I’d definitely look into that cause it’s certainly a good option.

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Anonymous #2 7w

unfortunately I don’t quite have enough time to do work study or a job of any kind since I’m working a volunteer research position. i’m entering my last year though so hopefully not much longer before I’m employed. thing is, my parents literally have login access to my blue shield acc, I gave them that access when I was younger and still presenting as cis and didn’t know any better. been asking them for some time to let me independently manage my care but they’re not budging

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Anonymous OP 7w

yeah, that’s why i said do not disclose insurance information to whatever clinic and pharmacy you go to. they all offer self-pay options, some are just more affordable than others. unfortunately, without any funds it will be difficult to access. i still recommend calling planned parenthood or a local queer health clinic and asking about their fees/support programs. i think it was like $90~ for an appt and bloodwork + $25 for meds the last time i paid out of pocket (for six months). just for ref.

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