The markets are pretty chill right now because everyone’s expecting the slew of bad news to wrap up and for Trump to ease off some of his most strongman positions on tariffs. There’s always the potential for downside if he goes batshit again. Generally speaking your best bet is to just dollar cost average (DCA) in, basically contribute a certain amount out of your paycheck every week or two or have some kind of deposit schedule where you just slowly buy over time
Yeah imo it’s the best way to do it if you’re not like SUPER into the market (and I mean like trader/investment banker) because you’re never gonna time the market perfectly. It’s a good way to separate yourself from the temporary swings and over the span of like 5-10 years you’ll almost never lose money this way if you’re investing in something stable. If things go up, then that’s good for you because you make money, but if they go down you get to buy more at a discount.