
Except that only really happens with start up companies, and they usually pay either equity OR money, and if they do pay both, then they severely under pay in money. And generally, these situations don’t work out, the equity ends up being worthless because the company fails. That’s not investing, it’s gambling.
No asset is free of risk, which is kinda fucked when you think about it. Cash: the government could demonetize the money at any time (see India’s 2016 demonetization, for example). Inflation fucks you too. USD has lost 10% of its value in the past year compared to other currencies Stocks: speculative, need to diversify, companies could go under at any time Bonds: pretty safe, but there’s always the risk that the government defaults