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the major critique on credit interest capping i keep seeing is “up to 80% of Americans would lose access to credit” bro if we have to charge 27% interest to begin with then they shouldn’t have credit anyways… that’s just robbery with extra steps
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Anonymous 2w

“Up to 80% of Americans would lose credit” oh nooooo, you mean broke Americans would lose access to the predatory debt system trapping them into years of financial ruin? Oh nooooooooooooooo The credit score system would crumble? Waaaaaaaah

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