Just giving people money without also investing in their education (especially financial education) and working to improve their access to the banking and investing world would likely do little to improve their lives over any long term. It’s why lottery winners are often broke within a few years of their win, just getting money isn’t enough to lift a community up permanently if they don’t also get non-monetary support.
More educated? Girl…this isn’t about white vs black or even education in general, you’re making this some competition when it’s not. You want a quick payout for some shit you never went through, in reality if you actually had the confidence in your community to succeed above white people then you’d be okay with a system change and not a handout. Hope this helps!